Pankaj Bhalerao is a FI-CO consultant with Tata Consultancy Services Limited. His experience includes accounting, auditingfor banks and other firms, and taxation. He is specialized in SAP ERP Investment Management (IM), Product Costing(CO-PC), and Profitability Analysis (CO-PA). He has handled many proofs of concept (POCs) for US- and EU-based clients and has completed mid-scale projects for IM which covered automation of appropriation request approvals, planning and budgeting, and streamlining of capital investment procedures and funds. Pankaj has served as a FI-CO consultant for Jaguar Land Rover and is currently consulting for Siemens. He has also carried out SAP implementations in the areas of manufacturing and services. Pankaj has a Bachelor of Commerce and an MBA in finance.

Shraddha Temgire is a FI-CO consultant with Tata Consultancy Services Limited. Her experience is in finance, particularly in the area of investment management, where she has managed the sources and application of funds for large corporate projects. She has also been involved in the end-to-end planning and budgeting for capital investment developments.In addition to her experience with SAP ERP Investment Management (IM), she is an expert in Product Costing (CO-PC)and Profitability Analysis (CO-PA), both account-based and costing-based. Shraddha has handled many proofs of concept (POCs) for Jaguar Land Rover and is currently consulting for GE. Shraddha has a Bachelor of Technology in chemical engineering and an MBA in finance.